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Kemudahan Pembiayaan Modal Kerja-i (Tawarruq)

Kemudahan Pembiayaan Modal Kerja-i (Tawarruq) is a short term revolving credit facility that provides financing available to Customers who wish to obtain financing for their working capital needs. This product is based on Tawarruq transactions.


There are three (3) types of financing under Kemudahan Pembiayaan Modal Kerja-i (Tawarruq) which are:

1. Purchase Financing
2. Sale Financing
3. Cash Financing


Product Details

This product offers financing facility with features as follows. As an example:

Facility Amount RM200,000.00
Facility Tenure Continuous subject to annual review
(Purchase/Sale/Cash) Financing Amount Purchase Financing : RM20,000.00
(Purchase/Sale/Cash) Financing Tenure Purchase Financing : 120 days
Profit Rate
(Subject to any current changes)
Purchase Financing : 7.85 % per annum on daily basis


Download Product Disclosure Sheet

Download Flyers (A5)


Fees & Charges

Stamping Fees As per the Stamp Act 1949 (Revised 1989)
Legal & Disbursement Fees Include solicitors fees for financing documentation, registration of charge, land search and bankruptcy search and others related charges
Takaful Contribution Based on financing amount given
Brokerage Fee Brokerage fee for every successful Tawarruq transaction is at RM 7 for every millions of commodity purchasing amount.


Note: The bank will send at least 21 days notice to customers before any change is made to the fees and charges


Yes. A collateral and/or a guarantor given must be sufficient and subjected to Banks current policy.