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Interbank GIRO

Interbank GIRO enables to electronically transmit fund to another IBG member bank in Malaysia at only a minimal cost. Customer can transfer fund to their current or saving account and also pay their financing or credit card whereby; the funds received from remitting banker will be credited to customers account as below crediting window.


Interbank GIRO Faster Availability of Funds (Counter/AGRONet/ATM)

Payment Initiated by Customers Funds Received by Recipient Refund for Unsuccessful Transaction

Business Days
(Monday - Friday)
Before 5:00 am Same Day By 11:00 am By 5:00 pm
5:01 am to 8:00 am Same Day By 2:00 pm By 8:20 pm
8:01 am to 11:00 am Same Day By 5:00 pm By 11:00 pm
11:01 am to 2:00 pm Same Day By 8:20 pm
By 11:00 am, Next Working Day
2:01 pm to 5:00 pm Same Day By 11:00 pm
After 5:00 pm Next Working Day By 11:00 am By 5:00 pm
Non-Business Days
(Saturday, Sunday and Federal Territory Public Holidays)
Next Working Day By 11:00 am By 5:00 pm

*Subjected to individual & channel maximum limit


Step to execute Interbank Giro (IBG) Transfer at AGRONet

  • Log onto AGRONet at
  • Key in your USERNAME and PASSWORD and click Next.
  • Select Fund Transfer navigation.
  • Select New Interbank Transfer.
  • Select Interbank Giro Fund Transfer at Mode of Transfer.
  • Key in all mandatory fields and click Next.
  • Ensure Beneficiary Account Number is correct and click Close.
  • Click Request TAC to get the 6 digit security PIN number via registered mobile during AGRONet registration and click Confirm.
  • Result page will displayed customer details transaction. Click Print Receipt to get the hardcopy receipt or click Make another transaction to proceed with the other New Interbank Transfer transaction.