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AGRO Corporate Debit Card-i

AGRO Corporate Debit Card-i. The card that balances your business and lifestyle needs both domestically and internationally. It helps businesses thrive with a card that makes purchasing convenient and simplifies your accounting.




Features of AGRO Corporate Debit Card-i (ADC-i)

  • Accepted by more than 30 million Visa merchants worldwide.
  • Security features with "Smart Chip Security".
  • Flexibility in limiting usage limit.
  • Notification alerts for first time usage, online transactions, purchases via contact and contactless POS Terminal (Point-of-Sale Terminal) exceeding RM50.00 directly to the Cardholder's mobile phone.
  • ‘PayWave’ transaction makes purchases easy by simply made contact within contactless POS Terminal (Point-of-Sale Terminal).


  • Easy and effective management.
  • Replaced petty cash for easier expense tracking through statements.
  • It is a convenient way to pay bills and manage your day-to-day business expenses.
  • Make payments or purchases over the phone or online to manage expenditure at your convenience.
  • Assured payment and avoids delays.
  • Contactless technology allows you to quickly and easily make low-value payments wherever you see the contactless symbol.
  • Increased security with tamper-resistant smart chips and data stored difficult to be taken and copied.
  • Accepted at all dealers or stores that participate with Visa worldwide and MyDebit nationwide.

Shariah Concept

ACDC-i is structured based on the concept of Ujrah and Qard. Ujrah concept refers to the payment of a service fee in exchange for services rendered by the Bank and tax imposed by the Royal Malaysian Customs Department. Qard refers to a contract of lending money by a lender (Customer) to a borrower (Bank) where the latter is bound to repay an equivalent replacement amount of the lender.


Who can apply ACDC-i?

The account holder for Savings/GIRO account with Agrobank and:

  • Partnership; or,
  • Cooperatives; or,
  • Professional practices; or,
  • Private limited companies; or,
  • Government Agencies.

How to apply?

  • Please visit any nearest Agrobank branch.
  • Fill in the Agrobank corporate debit card application form when you open a Savings/GIRO account.
  • AGRO Corporate Debit Card-i will be issued.

Documents Required

  • Corporate Debit Card Application Form
  • MyKad (IC); or
  • Police or Military Identification Card;
  • Passport (for non-resident).

Fees and Charges

Fees and charges

No. Items Fees/Charges
1 Card Issuance Fee RM10.00
2 Annual Fee (2nd year onwards) RM10.00
3 Card Replacement Fee RM12.00
4 Balance enquiry at Bank, MEPS and Visa Global ATM Network Free
5 Sales Draft Retrieval Fee (Original) RM10.00 per request
6 Sales Draft Retrieval Fee (Photocopy) RM5.00 per request
7 Copy of Monthly ACDC-i Statement RM5.00 per statement
8 Service Fees (for an overseas transaction) 1.25% (foreign currency exchange)


Spending limit

No. Type of Transactions Daily Spending Limit Daily Transaction Limit
1 Retail/Internet Purchase (MyDebit & Visa) Up to RM6,000.00 No limit
2 Contactless Transaction*       (MyDebit & Visa) Up to RM750.00

Up to RM250/transaction @ 3 times

Note*: The contactless function on the card (contactless transaction) can be used in the business network with the receipt of the wave at the contactless terminal up to a maximum of RM250.00 per transaction subject to the total amount of card use per day.

Additional Information

(a) You should avoid the following:

  • Striking the chip with a sharp or metal object.
  • Bending cards excessively or for a long time.
  • Bring cards to a place that have a strong magnetic force.
  • Keep the card in a hot place for a long time.


(b) Contact Centre Assistance:

For any questions or to report a lost or stolen card, you may:

  • Agrobank Contact Centre at 1-300-88-2476;
  • Visit our corporate website at;
  • Visit our nearest branches by adhering to the SOP issued by Majlis Keselamatan Negara (MKN).

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