• Downloads
  • Branch/ ATM Locator
  • Search

Agro Nurani

Agro Nurani a special protection plan for the Disabled Person (OKU) based on takaful concept.  The plan offers 24 hours and world wide coverage.


Benefits of Agro Nurani

  • Available in 3 affordable packages – RM55, RM85 dan RM130 annual takaful
  • Comprehensive takaful coverage due to accidental and natural causes
  • Hospital treatment benefit and hospital allowance benefit due to accident
  • Standard takaful contribution rate for male and female OKU
  • One standard takaful contribution rate for all ages

Period of Coverage: One (1) Year





  • Open to all Disabled Malaysian.
  • Age between  7 to 65 years old (Age Next Birthday)
  • OKU registered with Jabatan Kebajikan Masyarakat (JKM) and hold OKU card.


Individual (self/ by Guardian) or agencies registered with Jabatan Kebajikan Masyarakat (JKM)

  • Type of covered disabilities
    -  Physical disability, Blind, Deaf, Hearing disability and learning disability
  • Disabilities Not Covered Under This Product
  • Mental disability
  • Multiple Disabilities – For example: Deaf and Blind, physical disability and hearing disability.

Plan Benefits

This product is underwritten by Takaful Ikhlas Berhad


Group Personal Accident (GPA) - Agro Nurani

Group Term Takaful (GTT) - Agro Nurani