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Strategic Alliance Financing-i (SALF-i)

Strategic Alliance  Financing-i (SALF-iis financing facilities granted to finance development projects for economic activities (agriculture and agro-based) launched by the State Government or the Federation.

Funding is provided to project participants individually or agencies authorised by the State Government or Federation as a Project Manager. This product is based on the Tawarruq transactions.


Product Details

Financing Limit Up to a maximum of 100% of the total project
Tenure Up to a maximum of fifteen (15) years
Profit Rate
(Subject to change)

From BFR - 1.0% to BFR + 2.0% p.a. calculated on the monthly balance

Ceilings Profit Rate (CPR) :
BFR+ 4 % p.a. or 10 % p.a., whichever is higher for the calculation of the sales price

Effective Profit Rate (EPR) :
At the current pace and did not exceed the ceiling profit rate charged and is calculated on a monthly balance


Current Base Financing Rate (BFR) is 6.75% and will be determined by Agrobank from time to time



Stamping Fees As per the Stamp Duty Act 1949 (Revised 1989).
Takaful Contribution Based on financing amount given.
Brokerage/Trading Fees Brokerage fee for every successful Tawarruq transaction is at RM 7 for every millions of commodity purchasing amount. 
Legal Fees Include solicitors fees for financing documentation, registration of charge, land search and bankruptcy search and others related charges.


Product Disclosure Sheet SALF-i