Agro Takaful Flexi is a wide coverage takaful plan against death, Total and Permanent Disability (TPD), Critical Illness (CI) and other unforeseen events, in which the plan can be tailored according to your needs.
Benefits
Product Uniqueness
- Comprehensive Coverage - A wide coverage plan against death, Total and Permanent Disability (TPD), Critical Illness (CI) and other unforeseen events that may alter your life and finances.
- Flexibility - 10 additional riders that can be added based on your needs and financial status.
- Hibah - Leave a legacy for your loved ones to secure their future.
- Savings - Options for investment funds that you can choose from, for future usage. The return of the investment can become your savings if you choose to keep them.
- Achievement - Celebrate the educational achievements of your children with cash rewards.
- Shariah-Compliant - A Shariah-compliant financial planning tool which allows you to achieve your financial goals through Shariah-compliant investments.
Optional Benefits
You may attach any additional benefits according to your needs.
Benefit Medical Coverage
- Cover medical costs in the event of hospitalisation and surgery with myMedic.
- Receive a daily cash allowance if admitted to the hospital with myHospital Cash.
Critical Illness Coverage
- Obtain coverage against up to 48 types of critical illnesses, with either myCritical Illness or myMultipay Critical Illness.
Accidental Coverage
- Receive additional benefit in case of death or TPD due to accident with myPA & myIhram.
Future Savings
- Increase investment value in any of the investment funds with mySaver.
Contribution Waiver
- Your Coverage will remain active until the end of the certi¬ficate term with myWaiver even when you are diagnosed with any of the 47 critical illnesses.
- If you participate in the Agro Takaful Flexi plan to cover your spouse or children, you do not have to worry about their coverage if you attach myPayor or myPayor Plus in the event of your death, TPD or CI.
Basic Plan Features
Age Eligibility
Person Covered’s age:
- Minimum Age: 14 Days
- Maximum Age: 70 Years
Participant:
- Minimum Age: 19 Years and Above
Note: The age above is referring to Age Next Birthday (ANB).
Sum Covered
Basic coverage for death and TPD:
- Minimum: RM10,000
- Maximum: subject to underwriting
Note: Each additional rider has its own minimum and maximum sum covered too.
Coverage Term
- Up to age 25, 60, 70 or 80 years old.
Contribution Payment Term
- Monthly, quarterly, half-yearly or yearly.
Product Disclosure Sheet (PDS)
Product Disclosure Sheet myMedic
Syarikat Takaful Malaysia Keluarga Berhad is a member of PIDM.
The benefit(s) payable under eligible certificate is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Syarikat Takaful Malaysia Keluarga Berhad or PIDM (visit www.pidm.gov.my).
