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Strategic Alliance Financing-i (SALF-i)

Strategic Alliance  Financing-i (SALF-iis financing facilities granted to finance development projects for economic activities (agriculture and agro-based) launched by the State Government or the Federation.

Funding is provided to project participants individually or agencies authorised by the State Government or Federation as a Project Manager. This product is based on the Tawarruq transactions.




Product Details

Financing Limit Up to a maximum of 100% of the total project
Tenure Up to a maximum of fifteen (15) years
Profit Rate
(Subject to change)

From BFR - 1.0% to BFR + 2.0% p.a. calculated on the monthly balance

Ceilings Profit Rate (CPR) :
BFR+ 4 % p.a. or 10 % p.a., whichever is higher for the calculation of the sales price

Effective Profit Rate (EPR) :
At the current pace and did not exceed the ceiling profit rate charged and is calculated on a monthly balance

Note: Basic Financing Rate (BFR)


Download Product Disclosure Sheet



Stamping Fees As per the Stamp Duty Act 1949 (Revised 1989).
Takaful Contribution Based on financing amount given.
Brokerage/Trading Fees Brokerage fee for every successful Tawarruq transaction is at RM 15 for every millions of commodity purchasing amount. (Subject to GST at 6%)
Legal Fees Include solicitors fees for financing documentation, registration of charge, land search and bankruptcy search and others related charges.




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