Modal Usahawan 1 Malaysia (MUS1M-i) Modal Usahawan 1 Malaysia (MUS1M-i)

Provision of credit facilities to micro entrepreneurs to undertake economic activities involving agriculture and agro-based activities covering all stages of production, processing, services, marketing and consumer needs.


  • Malaysian citizen aged 21-60 years on the date of application
  • Is a micro entrepreneur full time / part time
  • Has been running the project / business more than 1 year
  • Possess the necessary approval from such as a license / permit / lease agreement of land / etc

Financing limits

  • Up to RM20, 000 financing segmentation

Repayment Period

  • From 12 months - 60 months per financing segmentation

Documents Required

  • Photocopies of the applicant and spouse
  • A copy of the list of business / trade license
  • Copy of rental of premises / land
  • Utility bills for 3 months
  • Passport Size Photo
  • 3 months salary slip
  • Statement of Bank savings / investment

Interest / Profit Rate
15 % per annum on the reducing balance [ Repayment Schedule ]

Definition of Micro

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