It is a term certificate with open end value. Any interest gained may be added to the principal.

• Term certificate with open end value
• Interest gained may be added to the principal.

• Individual Account - 18 years and above
• Joint Account – Applicants aged 18 and above
• Non-individual account – Companies, Clubs and Organisations (Association)

• 1, 2, 3, 6, 9, 12, 15, 18, 24, 36, 48 and 60 months

• To be paid upon maturity
• For savings of more than 12 months, interest will be paid every three months