To provide credit facilities to all micro entrepreneurs involved in economic activities related to agricultural and agro-based industry that cover all levels activities in the production, processing, services, marketing and consumerism needs.

Eligibility

• Malaysian citizen aged 21-60 years old upon application
• Full-time/part-time micro entrepreneur
• Project/business has operated for more than 1 year
• Obtained license / permit / rental agreement of land/premise and other approval from local authorities

Loan Segmentation

1. MUST/MUST-i Fix - Open to government servants/selected private sector employees
2. MUST/MUST-i Normal - Ex-borrower or Agrobank depositor
3. MUST/MUST-i Contract - Registered Contractor
4. MUST/MUST-i Alliance - Participants of agencies with MoUs with Agrobank (e.g. FELDA)

Loan/financing Limit
Up to RM20,000 according to loan segmentation

Loan Financing Period
From 12 to 60 months according to loan segmentation

Required Documents

• Photocopy of IC of applicant and partner
• Copy of company registration/business license
• Copy of premise/land rental 
• 3 months utility bill
• Passport-sized photo
• 3 months pay slip 
• Bank/Investment statement

Interest Rate
15% / year [Repayment Schedule]

Mikro Defination
http://www.smecorp.gov.my/ms/node/739