AgroCash-i (Bai' Al-Inah) AgroCash-i (Bai' Al-Inah)

To provide financing facility for personal consumption purposes specifically related to agriculture base activity.

Eligibility

  • Government Servant
    • Repayment method is through Biro Perkhidmatan Angkasa (BPA)
    • Allowable BPA deduction is not more than 60% (including this financing)
    • Confirmed and permanent Government Servants. For contract staff, a permanent and confirmed staff must stand as guarantor
    • Aged between 18 to 60 years old or before the retirement age (whichever is earlier)
    • Minimum gross income (including fixed allowances) of not less than RM 1,000 per month
  • Selected Government Linked Company (GLC)
    • Repayment method is through Biro Perkhidmatan Angkasa (BPA)
    • Allowable BPA deduction is not more than 50% (including this financing)
    • Confirmed and permanent selected GLC’s employees who has been in the employment of not less than three (3) months
    • Aged between 21 to 60 years old or before the retirement age (whichever is earlier)
    • Minimum gross income (including fixed allowances) of not less than RM 2,000 per month

Financing Limit

  • Up to RM100,000

Financing Tenure

  • Up to 120 months (10 years)

Takaful Protection

  • Takaful Protection Scheme is compulsory

Required Documents

  • Photocopy of Identity Card
  • Photocopy of latest three (3) months payslip
  • Employer’s Confirmation Letter
  • Bank statement where the salary being credited

 

 

Kadar Keuntungan *

TahunKadar RataKadar Terapung
Up to 3 years3.66%BFR + 0.30% per year
Up to 10 years3.87%

 

 

 

Service Charge

 

  • No charges

 

For further enquiries, please visit our nearest branch.
*Terms and condition apply.

 

 

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