Senior AgroCare PA offers annual 24 hours worldwide cover for senior citizens age between 50 to 75 years.
The Benefits
Permanent Disablement
- Pays up to amount as stated in the Plan in the event of permanent disablement due to accident.
Accidental Death
- Pays lump sum up to stated in the Plan in the event of accidental death..
Medical Expenses
- Reimburses medical expenses up to stated in the Plan sum insured including clinical, medical and surgical treatments.
Hospital Income
- A weekly allowance of RM525 is payable for the period of hospitalization as a result of an accident up to a maximum of 4 weeks.
Nursing Care
- A weekly allowance of RM250 is payable for the services of a nurse in the home if prescribed bydoctor for continued treatment.
Extra Cash Allowance
- A lump sum allowance of RM2,000 is payable to alter your home or
- car in the event of an accident resulting in wheelchair dependency for more than 6 month.
Ambulance Fees
- Reimburse ambulance fees incurred upon an accident up to RM200
Funeral Expenses
In addition to all other payments, a lump sum allowance of RM3,000 is payable in the event of accidental death.
- Eligibility 50 years to 75 years
BENEFITS | SUM INSURED (RM) |
Plan 1 | Plan 2 | Plan 3 |
Permanent Disablement | 100,000 | 200,000 | 275,000 |
Accidental Death | 25,000 | 75,000 | 150,000 |
Medical Expenses | 750 | 1,250 | 2,000 |
Hospital Income Weekly (Max 4 weeks) | 525 | 525 | 525 |
Nursing Care Weekly | 250 | 250 | 250 |
Extra Cash Allowance | 2,000 | 2,000 | 2,000 |
Ambulance Fees | 200 | 200 | 200 |
Funeral, Cremation & Repatriation Expenses | 3,000 | 3,000 | 3,000 |
ELIGIBILITY (BENEFITS)
| |
Plan 1 | Plan 2 | Plan 3 |
Premium Payable | RM 120 per year | RM 240 per year | RM 360 per year |
SPECIAL EXTENSIONS
Senior AgroCare PA protect you 24 hours a day, 365 days a year, anywhere in the world against accidental death or accidental bodily injury caused by (but not limited to) the following:
- water sports including skiing and yachting
- Hijacking
- Strike, riot and civil commotion
- Amateur sporting
- Animal attacks
- Insect bites (occurrences that result in dengue, malaria or JE is excluded
- Unprovoked murder and assault
- Drowning
- Intoxication by drugs (as prescribed by doctor)
- Suffocation through fumes
- Smoke and poisonous gas
- Food and drink poisoning
- Coma
- Natural perils such as Earthquake, tsunami
- Volcanic eruption
- Tidal waves and lighting
- Winter sports
- Scuba diving (up to 40 meters)
- Hunting
- Mountaineering (excluding the use of ropes)
- Polo games
- Disappearance
- Exposure to natural elements
- Unscheduled flight
- Only one coverage scheme is per individual is permitted
- Automatic renewal is allowed except :
- Where claim has been made on the death and permanent disablement benefits
- Exceeding age limit stated therein
General Exclusions
- Acts of War and Terrorism
- Suicide
- Willful self-injury
- Pregnancy and child birth
- Pre-existing physical or mental defects
- Sickness or disease
- AIDS and/or AID related complex
Employment Exclusions
- Armed Forces, Police and Pilots
