To provide financing to consumers with primary activities related to the agriculture and agro-based industry.
Eligibility
- Government servant
- Payment through Biro Perkhidmatan Angkasa (BPA) deductions.
- Permanent Government employees; contract employees with personal guarantees may be considered.
- Aged 18 to 58 years or retirement date (whichever comes first).
- Earning a minimum fixed income of RM 1,000.00 / month.
- Selected GLC (TNB, Telekom,Syabas,Malaysia Airport Berhad, SIRIM,Pos Malaysia Berhad, IJN)
- Payment through Biro Perkhidmatan Angkasa (BPA) deductions.
- Permanent staff with more than 3 years service.
- Aged 21 to 56 years or retirement date (whichever comes first).
- Earning a minimum fixed income of RM 2,000.00 / month.
Financing Limit
Financing Period
- Up to 240 months (20 years).
Takaful Coverage
- Mandatory to be covered under takaful credit scheme.
Financing Rate
| Period | Profit Rate |
| up to 3 years | 2.00 % + BFR |
| up to 10 years | 3.00 % + BFR |
| up to 15 years | 3.55 % + BFR |
| up to 20 years | 3.75 % + BFR |
Fees & Charges
* Subject to change