AgroCash-i (Bai' Al-Inah) AgroCash-i (Bai' Al-Inah)

To provide financing to consumers with primary activities related to the agriculture and agro-based industry.

Eligibility

  • Government servant
    • Payment through Biro Perkhidmatan Angkasa (BPA) deductions.
    • Permanent Government employees; contract employees with personal guarantees may be considered.
    • Aged 18 to 58 years or retirement date (whichever comes first).
    • Earning a minimum fixed income of RM 1,000.00 / month.
  • Selected GLC (TNB, Telekom,Syabas,Malaysia Airport Berhad, SIRIM,Pos Malaysia Berhad, IJN)
    • Payment through Biro Perkhidmatan Angkasa (BPA) deductions.
    • Permanent staff with more than 3 years service.
    • Aged 21 to 56 years or retirement date (whichever comes first).
    • Earning a minimum fixed income of RM 2,000.00 / month.

Financing Limit

  • Up to RM100,000.

Financing Period

  • Up to 240 months (20 years).

Takaful Coverage

  • Mandatory to be covered under takaful credit scheme.

Financing Rate

PeriodProfit Rate
up to 3 years2.00 % + BFR
up to 10 years3.00 % + BFR
up to 15 years3.55 % + BFR
up to 20 years3.75 % + BFR


 

 

 

 

Fees & Charges 

  • Excluded

 

* Subject to change


  
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