To provide loan facility for financing consumption needs related to agricultural and agro-based activities.
Eligibility
- Malaysian Citizen.
- Government servants and government link companies with the convenience of salary deduction via Biro Perkhidmatan Angkasa (BPA)
- Permanent employee
- Aged between 18 and 58 upon retirement (whichever comes first)
- Minimum fixed income of RM1,000 a month (including allowances)
- Has been employed for more than 6 months
Credit Limit
Tenure
- Up to 120 months (10 years)
Insurance Coverage
- Mandatory to be covered under Insurance Credit scheme
Interest Rate*
- 3.40 % + KABP per annum on monthly rest (Conventional Banking System)
Fees & Charges
| Loan value | Rate/RM100.00 |
| Up to RM10,000 | RM1.50 |
| Next RM40,000 | RM0.55 |
* Subject to change
