Product: Hartani-i
This poduct offer to all staff from government / private sector, through the Al-Bai’ Bithaman Ajil (BBA) concept.
Loan Purpose:
Facility provides to the individual who have a fixed income which plan to buy and developed land under the Al-Bai’Bithaman Ajil (BBA) concept.
Customer qualification:
- Malaysian citizen and reside in Malaysia
- Offer to all staff from government/private sector
- For Government sector; gross salary included Fix allowances not less than RM 1,500.00/ month
- For Private sector; gross salary included Fixed allowances not less than RM 2,000.00/month
- For the individual other than the two categories, the monthly income must be stable and affordable.
Age
- 21 – 60 yrs (On the maturity date of funding)
Loan Amount:
- Maxsimum loan amount up to RM200,000.00
- Agrobank can deliberately the funding up to 100% from the Land price.
Rate:
Loan Tenure:
- Not exceeding 240 months/20 years @ until applicant reach the age of 60 years on the maturity date (which ever come first)
Collateral/Guarantor:
- The land must be pledge to Agrobank, however, if the land value is not sufficient, the additional land for pledge or guarantor is needed.
Security Deposit:
Fees & Charges
